Show & Tell Tuesday – Save or Splurge

It’s been awhile since I’ve joined Andrea for Show and Tell Tuesday!  Today is the first prompt for the 2017 Show and Tell series and it’s all about sharing how your family saves money along with what you feel is worth the splurge.
Save or Splurge

Where I save…

We invested in a good coffee pot and make our own coffee every day.  Even coffee at a gas station can cost you almost $40 a month if you have a daily habit.  Keith and I are both coffee drinkers so this was a big savings for us.  Thankfully I’m a black coffee drinker so Starbucks was not my fave anyway. 

Creating a meal plan and cooking at home instead of eating out is another area we really try to save. Dining out with the kids as their appetites grow can really add up.   With Keith working out of town, running home for lunch is not an option so when you add daily dining out for lunches for the two of us it really can become out of control.  We try to make enough for dinner to allow us leftovers to pack for lunch each day.

Hitting Sam’s Club once every two months is also a way we save.  While not all prices are better, I do find the meat, vegetables and fruit more reasonable.  The meat is definitely in much larger portions but I immediately separate and wrap in freezer paper to store in the deep freeze.  Other items I’ve found to be cost effective are coffee, snack items in bulk such as goldfish, pretzels and crackers, nuts, chocolate chips and cheese.  The kids love when I make homemade trail mix and it is much cheaper than the store bought.  We make it a family affair to sort the items into snack size bags perfect for the kids lunches.  Having a stocked freezer and pantry definitely limits the number of times I’m wandering the aisles of the grocery store possibly grabbing items I really do not need.  

This past year I purchased this steamer and while it was a splurge, it has saved me so much in dry cleaning fees.  I despise ironing and was sending items to the dry cleaner that were not necessarily dry clean only but I didn’t want to iron.  The steamer is quick and removes wrinkles so well on lightweight fabrics.

It has become so easy to download books to read and one area I would really love to save is by reserving library books instead.  Is it sad that I really do not even know where to start with this one and am a tad bit lazy?  

Where I splurge…

Date nights are always a splurge!  One thing Keith and I really love is food so while we do try to dine in during the week and for lunch, when we head out on a date it is typically to grab a drink and some yummy food somewhere kid free.  I consider it more of an investment!  
Family photos!  Having family photos taken at least every other year is something I’ve definitely chosen to splurge on.  I’ve tried taking the pictures myself and having a professional always insures I am part of the family photos and that I will have actually love the results.   
Toilet paper!  Let’s just say one time during my coupon days I purchased a cheaper brand of toilet paper and will never forget receiving a text from Riley that read I hope you got this toilet paper for free because it is awful.  So funny, but I would agree.  When it comes to the tushy we want our toilet paper cushy.  I will pay for Charmin Ultra every time.  

Definitely have splurged on having a regular housecleaner.  Working outside of the home and chasing the kids from one activity to another really left me at wits end so many times.  I just could not keep up with the house and hated spending my entire weekend catching up instead of having fun with my family.  Two years ago we were finally in a spot where this became an option again and it is such a huge blessing.

I’m sure you have heard the saying “price per wear ” and there is definitely some truth to that. I will definitely splurge on good shoes, a great pair of nice fitting jeans and nicer pieces I purchase for the office.  These items are not typically trendy and will carry me through years of wear if I take good care of them.

One of my biggest splurges is on my dog, Dutch.  When he was a puppy I hated leaving him alone for extended periods of time and worried about him like crazy. I found a local vet clinic which also operates both daycare and playcare for dogs. Even though he is fine staying alone during the day outside of his crate now, I still splurge and take him once or twice a week to doggy daycare.  He loves it and I love knowing he’s getting some exercise and socialization.  

So, where do you find the biggest savings in your household and how do you balance that with the items you feel are worth the splurge?

41 Comments

  1. I love that you said one of your splurges is shoes! I feel the same way! I want to take care of my feet so I'm only going to buy the best shoes–that may mean I have 1/3 the amount of shoes as my friend, but my shoes are going to outlast hers by years! We also save big time on coffee with our new bunn! My husband has a major coffee habit so he has cut down to having coffee out once a week versus every day which has saved a ton!

    MeetTheShaneyfelts

  2. I definitely agree that shoes, jeans and office items are splurges! Usually the quality is better and lasts forever!

  3. The older I get the more I realize how important investing in good shoes is! And you're right about the TP – my younger son always complains when we visit my sister. He says her TP is horrible! LOL

  4. Love to hear how other people save money! I hit up Costco and stock up on necessities and then really try to stick to a list when I'm at HEB, as well as planning meals ahead of time. I love the idea of the steamer as I am the one that irons all my husband's dress shirts and pants for work, this may save time!! My splurges are definitely those trendy items that I also hope will last a few seasons at least, like shoes!

  5. Date nights are one of our big splurges, too. B and I LOVE to try new restaurants and we love good food and good wine, so we spare no expense in that department. We look at is as an investment as well, because it's something that we love to do together and we're making memories in the process. :o)

  6. And the funny thing was it was Charmin, the one we usually get, but it was the ultra strong… which never, ever get! Ever! It was awful, back to the other so soft Charmin, man those Bears lied, it is not soft! Maybe compared to leaves or something…you know the bears in the commercial? Do people watch commercials any more?

  7. We splurge on date night every other month and the months between we go fairly inexpensive. We still are paying for a sitter so that's always a factor. But we had a really amazing date night Saturday, which we both needed so badly, and it was costly but oh so worth it.

  8. I love that you said date night was an investment rather than an expense! Yes!!
    Three things I never buy generic: toilet paper, granola bars and Dr. Pepper!! Ha!!
    My hair is my personal splurge! Every six weeks, like clockwork! I also want a housecleaner once we're not paying for preschool…but then Kendall will be in college!! Oh, the struggle of raising kids with huge age gaps!!

  9. Definitely splurge on toilet paper too! Good quality shoes and some clothes are worth the price. They last forever. I do splurge on my coffee addiction. I love Starbucks and have my card set up on Auto renewal so when it drops below $15 it automatically reloads to $50 on my credit card. Love Costco but with just 2 in our house now, I get the paper towels, kleenex and toilet paper. Oh and dishwasher soap and laundry soap there but that is about it.

  10. Ditto on the toilet paper. I used to buy the other kinds, but at a certain point in life, you just say I deserve this! 🙂 Also, I agree about the Costco/Sam's shopping. As long as I can limit my trips there to once a month, I think it really saves money on meat, snacks etc. We drink our own coffee too. And it's just killer when the kids outgrow kids' meals, isn't it?!

  11. I laughed about the toilet paper. I live in a house of men, but they are very particular about toilet paper! I have a weekly housekeeper and it's definitely a splurge, but makes life so much easier. I love that you take your dog to daycare sometimes. I need to check into that!

  12. I can't imagine working and being a busy mama like you are without a house-cleaner. I would TOTALLY splurge on that one too. Heck, some days I feel like I need on :P.

  13. Love this post, Shelly! Can I ask what kind of coffee maker you bought? I am a huge coffee drinker as well, we have a Keriug and a Cuisinart, but I'm looking for something a bit better.

  14. I print out recipes for the month and try very hard to prepare each of those before heading back to the grocery store for more food. Our cleaning lady moved shortly after I retired. I thought I would save us money by doing the cleaning and ironing (I miss that most) myself. But now that I am working full time again, my Prince insisted we hire a new housekeeper. I am sad to think we are spending that money on something I feel is my responsibility to do. But there aren't enough hours in the day/week.

  15. It really is the best Leslie. I don't necessarily mind cleaning but just having the time to keep up. Every weekend I would be spending all my time catching up on housework while the rest of my family was having fun and I was always just a tad bitter about it. 🙂

  16. Amy we actually do have a Cuisinart coffee maker too. I think we are actually on the 3rd one as they have seemed to poop out randomly after a few years. It fits nicely under my counter but I do think I may look around again next time.

  17. I think all moms deserve a break on this one Beth! I don't necessarily hate cleaning…in fact I kind of enjoy it but I was just missing out on quality time with the family. I only have her come every other week…and she's a college girl so I feel like I'm helping her cause too.

  18. Lol….I definitely think "real" soft drinks are worth the splurge even though I try not to keep them at the house. And my kids would agree with you on the granola bars! I didn't have a housekeeper from the time Carly was born until two years ago. I finally just decided I could not do it and have any real time with my family. I wish I could have her come ever single week AND do laundry. 🙂

  19. We are so fortunate Stephanie as I can count on one hand how many times I had to hire a sitter. With Keith's mom and sister living right here in town and having older kids that could help it was never a huge factor. I do realize what a blessing this is!

  20. I havent tried that yet. However, a friend uses it and she loves it. I don't know if it will be worth it for just Tony and I!

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